Lead Harbor
Personal loan affiliate network

The harbor for personal loan traffic.

Lead Harbor connects publishers with a vetted network of lenders. Route every visitor to the offer most likely to convert, watch results in real time, and get paid on schedule.

Real-time reportingCompetitive CPL payoutsUS traffic, all 50 states
50+Vetted lender partners
100%Pay-per-lead offers
50US states covered
24/7Live reporting & postbacks
Built for both sides

One network. Two ways to grow.

Publishers monetize personal loan traffic at the highest yield. Advertisers buy qualified, consented borrowers delivered straight into their funnel.

For Publishers

Send us your personal loan traffic and let our lender tree find the highest bid for every visitor.

  • Industry-leading EPCs across search, email, native and social
  • CPL payouts, tracked to the sub-ID in real time
  • Hosted forms, API and JavaScript integrations
  • Dedicated affiliate manager from day one
Explore Publishers

For Advertisers

Fill your funnel with consented personal loan applicants that match your underwriting criteria, delivered by ping/post in real time.

  • Filter by state, loan amount, income, credit and more
  • Set your own bids, caps and schedules
  • TCPA-consented leads with certification tokens
  • Exclusive or shared leads, your choice
Explore Advertisers
How it works

From click to accepted lead in no time.

Our proprietary ping/post engine auctions each applicant across the lender tree, so publishers earn the top bid and lenders only receive borrowers they want.

Publisher sends traffic

Drive visitors to a Lead Harbor hosted form, or post applicants straight from your own page through our API.

We match in real time

Each applicant is pinged against every eligible lender's filters. The highest bidder wins and receives the full lead right away.

Everyone gets paid

Publishers see the accepted lead and payout in the dashboard right away and get paid on schedule. Lenders get a borrower ready to fund.

Why Lead Harbor

Everything a loan affiliate program should be.

We built Lead Harbor after years on both sides of the lead marketplace. The result is a network that is transparent, fast, and compliance-first.

Highest EPCs

A deep, competitive lender tree means every applicant is auctioned to the buyer who values it most.

Real-time analytics

Clicks, leads, payout, EPC and EPL by campaign and sub-ID, updated as it happens. No waiting for tomorrow's report.

Compliance-first

TCPA-compliant consent language, lead certification, state licensing filters and a strict publisher vetting process protect everyone in the chain.

Reliable payments

Predictable payment terms and multiple payout methods. Your earnings are visible the moment a lead sells.

Dedicated managers

A real person who knows your traffic, helps you optimize creatives and landers, and answers the same day.

Flexible integrations

Hosted landing pages, embeddable forms, a REST API and server-side postbacks. Integrate in an afternoon.

Verticals

Focused on consumer lending.

We do one thing and do it well. Every offer in the network is a US consumer loan product with active lender demand.

Personal loansUnsecured loans for any purpose, all credit types.
$500 – $50,000
Installment loansFixed-payment loans with terms from 3 to 36 months.
$200 – $5,000
Short-term loansFast cash offers for near-term needs, state-compliant.
$100 – $1,500
FAQ

Common questions

What is Lead Harbor?

Lead Harbor is a pay-per-lead affiliate network for personal loans. Publishers send us borrowers, we match each one to the lender most likely to approve them, and both sides get paid when a lead is accepted.

How do publishers get paid?

All offers pay per valid, accepted lead (CPL). Earnings post to your dashboard in real time, and payments go out on a fixed schedule once you pass the minimum threshold.

What traffic sources do you accept?

Search, SEO, email, native, display, social and SMS, provided the traffic is US-based and follows our compliance guidelines. Incentivized and co-registration traffic is not accepted.

How are leads delivered to advertisers?

Real-time ping/post over HTTPS, in JSON or XML. You receive a de-identified ping, respond with a bid or a decline, and receive the full lead if you win.

How long does onboarding take?

Publishers are typically approved within one business day. Advertiser integrations usually go live in under a week, including test posts.

Ready to dock your traffic?

Create a publisher account in minutes, or talk to us about buying leads. We'll get you live fast.

Contact

Let's talk business.

Whether you send traffic or buy leads, tell us a little about your goals and a partner manager will reach out within one business day.

By submitting you agree to be contacted about Lead Harbor partnership opportunities.

Thanks, we'll be in touch.

A partner manager will reach out within one business day.